Suprianto, Iwil, Meli Japriani, and Lilis Marlina. 2025. “The Influence of Personality on Personal Financial Management With the Use of Financial Technology and Financial Attitudes As Mediating Variables (Case Study of Generation Z in Padang City)”. Journal of Advances in Accounting, Economics, and Management 2 (4):16. https://doi.org/10.47134/aaem.v2i4.774.